PROGRAM INFORMATION

Maryland Automobile Insurance Fund

The Maryland Automobile Insurance Fund sells automobile insurance to Marylanders who are unable to obtain it privately. To be eligible for insurance from the Fund, a driver must have been rejected by at least two private insurers or have had automobile liability insurance cancelled or not renewed for any reason other than nonpayment of premiums. In providing insurance, the Fund acts as any private insurance company and is subject to regulation by the Maryland Insurance Commissioner. The Fund also processes and pays certain claims to Maryland residents who are involved in Maryland accidents with uninsured motorists or in hit-and-run incidents where no responsible party can be found.